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Zimbabwean journalist Hopewell Chin’ono has analysed the <a href="https://www.pindula.co.zw/2024/01/18/fbc-building-society-are-now-selling-townhouses-in-glen-lorne-harare-and-zvishavane/">FBC Building Society houses in Glen Lorne, Harare</a> and compared them to houses in South Africa. He concluded that the FBC deal was not a good one. FBC recently announced the sale of townhouses in Glen Lorne and Zvishavane. The Glen Lorne houses are situated in a gated complex and offer modern living with spacious bedrooms, an open-plan lounge and fitted kitchen, high-end finishes, a double carport, and access to a communal borehole.
According to FBC’s statement, the price for these townhouses is $375,000, including VAT. Interested buyers need to make a mortgage deposit of 25% and have a mortgage tenor of 7 years.

<ul>
<li><a href="https://www.pindula.co.zw/2024/01/18/fbc-building-society-are-now-selling-townhouses-in-glen-lorne-harare-and-zvishavane/">FBC Building Society Are Now Selling Townhouses In Glen Lorne, Harare And Zvishavane</a></li>
</ul>
<a href="https://twitter.com/daddyhope/status/1747657726006628513">Chin’ono</a> <a href="https://twitter.com/daddyhope/status/1747657726006628513">criticised the deal</a>, stating that the mortgage interest rate offered by FBC is 17%, which would result in monthly payments of $6,000. He argued that paying a total of $597,750, including the deposit, for a 202-square-meter property doesn’t make economic sense. He compared the price to what one could buy in South Africa, where the same amount of money could purchase a mansion or multiple apartments.
Chin’ono warned about the potential for money laundering due to the high-interest rate and suggested that those considering the purchase should have a strategic financial mindset and a monthly income of over $20,000. He said:
<blockquote>
This is a 202 square meter property sitting on half an acre and selling for US$375,000 or R 7,125,000 in Harare’s Glen Lorne area after Chisipite. When someone sent this to me, I said I won’t comment about who owns the bank, but just on the deal on offer and what it means in value terms. This deal is a great pathway for money laundering because the mortgage interest rate being offered by FBC is 17% and you will be paying US$6,000 a month. Eventually, you pay US$504,000 or R9,576,000 plus the 25% deposit of US$93,750 or R1,781,250 making it a total of US$597,750 or R 11,357,250. You have to be high on first-grade cocaine to enter into such a deal, that is why I said that it is a great pathway for money launderers who buy cash to clean their money and not a doctor, lawyer, engineer, journalist or pilot who is buying it as their primary residence. It simply doesn’t make any economic sense…
I would never pay US$375,000 cash of my hard earned money for these town houses because in South Africa I would buy a mansion with side apartments for my African relatives when they visit or 8 3-bedroom apartments in Bryanston in Sandton. It is important for individuals to carefully consider all factors like the massive interest rate of 17% before entering into such significant financial commitments. You must have a strategic financial mindset and you must be earning more than US$20,000 plus a month to pay a mortgage of US$6000 a month after paying a down payment of US$93,750. The traditional rule in real estate is that you SHOULDN’T pay more than 28 percent of your monthly gross income to your mortgage payment.
</blockquote>
He also commented on the current state of corruption in Zimbabwe, stating that the exorbitant prices are a result of massive looting and disproportionate sharing of national wealth. Despite his criticism, Chin’ono acknowledged that personal choices in real estate investments vary based on individual circumstances and preferences.
<h3><a href="https://www.pindula.co.zw/">More Pindula News</a></h3>

Pindula News

Hopewell Chin'ono's Analysis Of FBC Building Society Houses Deal And Houses In South Africa

The FBC Building Society has announced they are now selling townhouses in Glen Lorne, Harare and Zvishavane. The Glen Lorne houses are located in a gated complex, offering contemporary living at its best. The features of these townhouses include spacious bedrooms, an open-plan lounge and fitted kitchen, high-end finishes, a double carport, and access to a communal borehole.
In a statement seen by Pindula News, the financial institution said the price for these townhouses is $375,000, including VAT. To purchase, a mortgage deposit of 25% is required, with a mortgage tenor of 7 years. Read the statement:
<blockquote>
Great News! The FBC Building Society Glen Lorne townhouses are now selling. You can embrace contemporary living at its finest with our modern houses in an exclusively gated complex. Don’t wait – contact our sales team to learn more about this exciting new opportunity!
FBC Glen Lorne Townhouses
FEATURES 
• +/- 1/2 acre stand size
• Open plan lounge &amp; fitted kitchen
• 4 spacious bedrooms
• Modern and high-end finishes
• Double carport
• Gated complex
• Communal borehole
• Title Deeds
• 2001 solar geyser
PRICE AND TERMS 
USD Price (Incl. VAT): $375,000
Mortgage Deposit: 25%
Mortgage Tenor: 7%
 
</blockquote>
<img alt="" class="wp-image-269824 aligncenter" decoding="async" height="400" loading="lazy" sizes="(max-width: 400px) 100vw, 400px" src="https://news.pindula.co.zw/wp-content/uploads/2024/01/fbc-houses-glen-lorne-300x300.jpg" srcset="https://news.pindula.co.zw/wp-content/uploads/2024/01/fbc-houses-glen-lorne-300x300.jpg 300w, https://news.pindula.co.zw/wp-content/uploads/2024/01/fbc-houses-glen-lorne-1024x1024.jpg 1024w, https://news.pindula.co.zw/wp-content/uploads/2024/01/fbc-houses-glen-lorne-150x150.jpg 150w, https://news.pindula.co.zw/wp-content/uploads/2024/01/fbc-houses-glen-lorne-768x768.jpg 768w, https://news.pindula.co.zw/wp-content/uploads/2024/01/fbc-houses-glen-lorne-1536x1536.jpg 1536w, https://news.pindula.co.zw/wp-content/uploads/2024/01/fbc-houses-glen-lorne-2048x2048.jpg 2048w, https://news.pindula.co.zw/wp-content/uploads/2024/01/fbc-houses-glen-lorne-60x60.jpg 60w, https://news.pindula.co.zw/wp-content/uploads/2024/01/fbc-houses-glen-lorne-90x90.jpg 90w, https://news.pindula.co.zw/wp-content/uploads/2024/01/fbc-houses-glen-lorne-1320x1320.jpg 1320w" width="400"/>
The FBC Building Society also shared more information about their modern semi-detached cluster homes in Zvishavane Eastlea. They are three-bedroomed houses. They mentioned that the initiative is mainly for those living in the Diaspora. The price of these houses is US$65,217.00, with an additional US$9,783.00 for VAT. To purchase one of these houses, a mortgage deposit of US$19,313 is required. The monthly mortgage repayments are US$1,460, and the mortgage tenor is 5 years. The affordability of the houses is set at US$3,650.
Additionally, the FBC Building Society clarified that their houses in Kuwadzana are not available for sale. Instead, these houses are only for renting purposes.
So if you’re interested in any of the properties, you can reach out to the FBC Building Society sales team on
<ul>
<li>Cell Numbers: +263 772 744 111/ +263 775 196 610 / +263 772900769</li>
<li>Direct Lines: +263-242- 772732 / 757 904 / 772731</li>
<li>Email: charity.togara@fbc.co.zw / morris.shumba@fbc.co.zw petros.mapfumo@fbc.co.zw</li>
</ul>
FBC Building Society is a Registered Building Society.
<h3><a href="https://www.pindula.co.zw/">More Pindula News</a></h3>

FBC Building Society Are Now Selling Townhouses In Glen Lorne, Harare And Zvishavane

Thirty-four (34) villagers from Zvishavane’s Mudereri Village have lost part of their ancestral land after it was sold to FBC Building Society by the Runde Rural District Council.
FBC has started developing the land to create a residential suburb and the villagers claimed that the financial institution did not notify them beforehand.
The villagers then tried to seek the court’s intervention to prevent the conversion of their ancestral land into a residential suburb.
In their court application, they cited the Local Government Ministry, Runde Rural District Council, Zvishavane Town Council, Chief Masunda, Zvishavane Rural District Administrator, and the FBC Building Society as respondents.
However, High Court judge, Justice Siyabona Paul Musithu, ruled that the villagers were trying to deceive the court and threw out the application.
The judge noted that there was an existing court order granting respondents authority to carry on, hence his court could not make another ruling on the same issue. Said Justice Musithu:
<blockquote>
There was therefore clearly no reason why a claim involving the same parties and same cause of action had to be split.
Such an approach leads one to reach the conclusion that some mischief was intended.
The mischief behind the splitting of the claim is not difficult to decipher. It was meant to deceive the court.
If those matters were placed before a different judge one judge could be persuaded to declare annexation of the plaintiff’s lands by the defendants unlawful.
The plaintiff’s claim be and is hereby dismissed.
</blockquote>
The villagers initially approached the court in 2020 after their land was put under the Zvishavane Town Council by the Minister of Local Government and Public Works.
In response, the RRDC, Zvishavane Town Council and the FBC Building Society had filed a special plea, arguing that the matter should be dismissed as Justice Clement Phiri had already dismissed a similar application that the villagers had filed before. | <a href="https://www.newzimbabwe.com/zvishavane-villagers-lose-ancestral-land/">NewZimbabwe.com</a>

Zvishavane Villagers Lose 'Ancestral Land'

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